{"id":234,"date":"2022-06-01T01:56:36","date_gmt":"2022-06-01T01:56:36","guid":{"rendered":"https:\/\/yumsabah.com.my\/yumweb\/?page_id=234"},"modified":"2022-07-19T07:42:43","modified_gmt":"2022-07-19T07:42:43","slug":"dasar-pinjaman","status":"publish","type":"page","link":"https:\/\/yumsabah.com.my\/my\/dasar-pinjaman\/","title":{"rendered":"Dasar Pinjaman"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"234\" class=\"elementor elementor-234\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-34191c8 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"34191c8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-70ecad7 jltma-glass-effect-no\" data-id=\"70ecad7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-be7abea elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"be7abea\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-14ec117 jltma-glass-effect-no\" data-id=\"14ec117\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dfd593c jltma-glass-effect-no elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"dfd593c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounceInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Dasar Pinjaman<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f9f1c40 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"f9f1c40\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-126dd34 jltma-glass-effect-no\" data-id=\"126dd34\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7eed9f7 elementor-widget-divider--view-line jltma-glass-effect-no elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"7eed9f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b189b24 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"b189b24\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4e431cf jltma-glass-effect-no\" data-id=\"4e431cf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ae695b1 jltma-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"ae695b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-84661f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"84661f7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8f6da38 jltma-glass-effect-no\" data-id=\"8f6da38\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-317c676 jltma-glass-effect-no ha-has-bg-overlay elementor-widget elementor-widget-heading\" data-id=\"317c676\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">DASAR PINJAMAN<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f02fa98 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"f02fa98\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bf69a0b jltma-glass-effect-no\" data-id=\"bf69a0b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30ac2be jltma-glass-effect-no ha-has-bg-overlay elementor-widget elementor-widget-text-editor\" data-id=\"30ac2be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><b><br><\/b><\/h6><h6><b><br><\/b><\/h6><h6><b style=\"font-family: Poppins, sans-serif; font-size: 1rem;\">Aktiviti utama YUM adalah menyediakan perkhidmatan Kredit Micro berasaskan model Bank Grameen, Bangladesh yang disesuaikan dengan keadaan di Malaysia khususnya di Sabah. Kumpulan sasar YUM ialah para wanita tunggal yang terdiri dari surirumah, ibu tunggal, peniaga kecil-kecilan, petani, penternak, nelayan dan usahawan kecil yang memerlukan modal bagi mengusahakan kegiatan-kegiatan ekonomi yang akan menjana pendapatan. Konsep pengoperasian program kredit mikro YUM adalah memfokuskan kepada kumpulan sasar miskin tanpa penjamin; tanpa cagaran; dan mengutamakan tanggungjawab berkumpulan (collective responsibility)<\/b><br><\/h6>\n<p><b><br><\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-eb5f29b jltma-glass-effect-no\" data-id=\"eb5f29b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8900d8e jltma-glass-effect-no ha-has-bg-overlay elementor-widget elementor-widget-text-editor\" data-id=\"8900d8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><b style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\"><br><\/b><p><\/p>\n<\/h6><h6><b style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\">Pinjaman hanya diberikan untuk warganegara Malaysia.<br><\/b><p><\/p>\n<\/h6><h6><b style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\">Keutamaan pinjaman adalah untuk golongan miskin tegar dan miskin.<br><\/b><p><\/p>\n<\/h6><h6><b style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\">Keutamaan pinjaman adalah untk wanita berumur 18 hingga 59 tahun.<\/b><\/h6><h6><b style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\"><br><\/b><b style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\">Pinjaman TIDAK dikenakan cagaran dan penjamin.<\/b><\/h6><h6><font face=\"Roboto, sans-serif\"><br><\/font><b style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\">Pinjaman DIKENAKAN caj pengurusan.<\/b><\/h6>\n\n\n\n<div>\n<p><br><\/p>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-694ac96 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"694ac96\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a26c8c1 jltma-glass-effect-no\" data-id=\"a26c8c1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Dasar Pinjaman DASAR PINJAMAN Aktiviti utama YUM adalah menyediakan perkhidmatan Kredit Micro berasaskan model Bank Grameen, Bangladesh yang disesuaikan dengan keadaan di Malaysia khususnya di Sabah. Kumpulan sasar YUM ialah&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-234","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/yumsabah.com.my\/my\/wp-json\/wp\/v2\/pages\/234","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yumsabah.com.my\/my\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/yumsabah.com.my\/my\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/yumsabah.com.my\/my\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yumsabah.com.my\/my\/wp-json\/wp\/v2\/comments?post=234"}],"version-history":[{"count":0,"href":"https:\/\/yumsabah.com.my\/my\/wp-json\/wp\/v2\/pages\/234\/revisions"}],"wp:attachment":[{"href":"https:\/\/yumsabah.com.my\/my\/wp-json\/wp\/v2\/media?parent=234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}